Agenzia | Free Mortgage Strategy Call

One House. Five Rents.
Your Mortgage Gone
Years Early

A standard rental returns 3–4% gross and takes money out of your pay every month.
Built with an ensuite off every bedroom and let room by room, the same house typically returns 6–8%.
That surplus is the only thing that actually shortens a mortgage.

Free · 45 minutes · No contracts · Keep the plan either way

Accountant
Licensed Builder
RE + Mortgage-Broking Licensed
25 Years, Own Money First
Sydney Family Business

This call is built for homeowner couples with a mortgage and
household income of $150k or more.

The Truth About Home Loans in Australia

Most Australians Won’t Pay Off Their Home Before They Retire.

You worked hard to get your home. The loan is built to keep you working.

0
age when the average Australian
now pays off the home
1 in 0
super dollars taken at retirement
now go to the house
0 yrs
the newest home loan
on the market

If your loan runs past 2045, you’re not behind. You’re in the same boat as most of the country. The families who get out aren’t earning more. They have a plan. And the best tool for it is already inside your home.

So what does the bank tell you to do?

Their Answer? This Is Real.

How a Big Bank Says You
Should Fix It:

“Skip one takeaway coffee every working day.”

saves about $1,000 a year

Official home loan advice page
“Put every lump sum into your mortgage. Tax returns. Work bonuses. Birthday presents.”
Official home loan advice page
“Rent out your spare room.”
Official home loan advice page
“Sell your unwanted items on eBay.”
Official home loan advice page

All real. All published. All still up on a Big Bank’s official advice page. (Name blurred to protect the guilty.)

Your birthday money.Against a $100,000 interest bill.

And the $300,000 sitting inside your home? Never mentioned.

The Payoff Plan™

Use the Home You Have to Pay Off the Home You Have.

Not with a normal rental. With one built to earn five rents instead of one.

Step 1 of 4

Unlock Equity

The money sitting in your home becomes the deposit for a brand-new build. No cash out of your savings.

Aerial view of an established residential neighbourhood

Borrowing to invest involves risk. We’ll explain the property, loan structure and numbers before you make any decision.

Does It Work? Ask Them.

Hear It From Families Who’ve Done It

Seeing that it was so easy, we’ll definitely stay…

It’s a conversation that doesn’t cost you anything…

My property’s gone up to over $800,000 in less than a year and a half.

Anthony and the team will look after you quite well and you won’t regret it.

Anthony and his family
The Bloke Behind It

From One Family to Another

Hi, I’m Anthony. Dad of three girls, from Sydney.

I started as an accountant. Then I got my builder’s licence, because I wanted to know how homes get built, not just how they get paid for. Twenty-five years on, I’ve done both.

Here’s what I’ve learned at kitchen tables: families don’t feel stuck because they’re bad with money. They feel stuck because the loan was set to 30 years and nobody ever showed them another way.

I built my own plan first, with my own money. Then I spent eight years building the same thing for other families. Not to sell them a property. To give them back time. Years of it.

Some families I tell to wait. I’d rather lose the call than give a family the wrong plan.

If you want to know what’s possible for yours, I’ll find it with you.

Anthony Spagnolo

Founder

How We’re Different

Normal Rental vs The Agenzia Build

A Normal Rental The Agenzia Build
Tenants One family Five rooms, let separately
Gross yield 3–4% 6–8%
Monthly effect on you Costs you $200–300 Covers itself, produces surplus
Effect on your home loan None Surplus goes at the principal
If plans change It’s a rental Still a family home with an ensuite in every bedroom

“About 70% of the homes we build for clients now are designed this way. Not because it’s exotic. It’s the only version where the property pays your mortgage down instead of you.”

Anthony Spagnolo, Founder

What Clients Say on Google

Read the Reviews Before You Book. We’d Prefer It.

★★★★★ Google Reviews
★★★★★

“At first I was hesitant about using a property investment company. But Anthony was patient and willing to listen, and guided me through the whole process.”

Vince De Marchis
★★★★★

“Anthony has a wealth of knowledge and has helped my wife and I build a portfolio. Professional from the start. They made us feel comfortable.”

Javier Leira
★★★★★

“Anthony knew exactly what we should buy, then organised everything, making it so simple on our end. Can’t wait to purchase our next one.”

Tanya Rose Sitta
★★★★★

“Professional and genuine, with a very transparent approach. Made my decision to do business with them a very easy one.”

Joel Fairfull
★★★★★

“There’s nobody more genuine and passionate about property investing than Anthony. The team really cares about their clients.”

Brendan Lewis
★★★★★

“Anthony helped me get my first property and has been there every step of the way to build a financial plan for my future.”

Nick Martin
★★★★★

“We are finally in our new house. Without your support from start to end, it couldn’t have been possible. Eternally grateful.”

Edy Pacheco
What Happens When You Book

One Call. No Homework. Here’s What You Leave With.

1

Bring Your Loan Statement

And your partner. 45 minutes. Hard questions welcome. They’re the best ones.

2

We Map Your Numbers

What’s sitting in your home. What year your loan ends now. What year it could end. The bad case included, not just the good one.

3

You Decide. The Plan Is Yours.

Go ahead, wait, or walk away. Either way you keep the plan.

Why free?

Some families on these calls become clients. Most don’t, and that’s fine. Either way, you’ll know what’s possible. And once you know, you can’t un-know it.

No contracts on the call. If it doesn’t stack up for your family, we’ll say so.

Frequently Asked Questions

Is this one of those property seminar things?

No seminars. No “sign today.” No sales team working the room. One call, with one person, whose licences you can check before you book. Please do.

What’s the catch with “free”?

The call is free and the plan is yours. If you go ahead later, our fee is $5,000 flat, in writing before you spend a cent. The builders we work with also pay us, and we’ll show you exactly how. No commissions hidden in the property price.

Isn’t borrowing to invest risky?

Yes. And we’ll say it before you ask. On the call we run the bad case too: rates up, no growth, gaps between tenants. If your numbers can’t handle the bad case, we’ll tell you to wait. We turn families away every month.

My partner is the sceptic. Should they come?

Please. The call is built for the sceptic. If it’s not two yeses, it’s a no. We agree.

Why brand-new properties?

Two reasons. Since May, new builds are the only properties left with the big tax breaks. That’s the law, not our opinion. And a builder’s licence means fixed-price contracts: what you sign is what you pay.

We’re in our late 40s. Too late?

That’s exactly who this is for. The call shows you honestly whether your window is still open. For most families with money in their home and steady income, it is.

Ready to See Your Numbers?

The Money Is Already in Your Home. Put It to Work.

Free · 45 minutes · Keep the plan either way

Accountant · Licensed Builder · RE & Broking Licensed · Sydney Family Business · 25 Years